About Us

The Tryo story

How we were founded

Your Journey Starts Here

Unity Credit Union (ACU) has been a member-owned credit union since 1963, and our commitment to our members has never wavered. Sure, we offer all of the products and services you would expect from an established financial institution: checking and loan products, credit cards, mortgages, investment and retirement services, online banking, mobile banking. We even offer extended-hours Personal Teller banking at all Branch Locations, making us one of the most convenient financial institutions in the Hudson Valley.

85,000+ Member-Owners

Trusted and respected by more than 85,000 of your friends and family whom we continue to help on their financial journeys.

Your Journey Starts Here

But why should you really bank with us?

At our core, ACU believes that people deserve guidance wherever they are on their financial journey. We believe that, beginning with childhood, people need the kind of expert knowledge that will help them make the right decisions at the right time. And we believe that delivering that guidance is a critical part of serving our communities. So, yes, we have all of the deposit and loan products you need, competitive rates, convenient hours, and top-notch service, but it’s our commitment to guiding our members on their financial journeys that builds their trust in and loyalty to us.

Financial Education

Imagine having unlimited access to complimentary financial education tools, from a trusted local source, in a format that best meets your learning style, whenever you need them. We’ve built an entire portfolio of financial education carefully designed to address the most basic banking skills to more complex financial topics. From articles to videos, webinars to eBooks, our resources are built to help you navigate each part of your journey for continued financial success.

Our Story

Here at ACU our own journey as a community-based credit union has continually evolved. What began with an effort to provide employees of IBM Kingston a financial cooperative almost 60 years ago has grown into one of the largest credit unions in New York State. The conversion to and subsequent expansion of a community charter have allowed us to include the counties of Ulster, Dutchess, Orange, Putnam, Westchester, Sullivan and Rockland in our service area. Our ability to adapt to the needs of our members and the communities we serve, as well as our commitment to guiding their financial journeys, are rooted in our Guiding Principles. This roadmap allows ACU to navigate change and establish long-term sustainability while staying true to you, our members.

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Finance almost anything you want with a low-interest, fixed rate LightStream® Loan.